What is DAMAGE ASSESSMENT?
It is a quick FEMA process to help measure the magnitude of damage and impact of a disaster. The total number of homes DESTROYED, as well as the number rated with MAJOR, MINOR, and AFFECTED, can be critical in making Individual Assistance program support available through the Stafford Act.
What DAMAGE ASSESSMENT is not?
This process is not related in any way or shape to the insurance claim process.
When is DAMAGE ASSESSMENT conducted?
When a sufficient enough storm causes damage across a community, an assessment is conducted QUICKLY (12-36 hours depending on the severity and impact). Making an online report greatly speeds up the process, give local officials a better idea of the area impacted, and where to concentrate efforts. Waiting to the last minute is not helpful in this effort.
Ratings/Degrees of Damage:
Affected: a home is considered affected if the damage to the home is mostly cosmetic.
Minor: a home with repairable non-structural damage.
Major: a home with structural damage or other significant damage that requires extensive repairs.
Destroyed: the home is a total loss.
How it is rated: Use the following illustrations to help estimate the rating. Housing reported as MAJOR or DESTROYED will require photographic evidence from the Jurisdictional Damage Assessment Team.
When you click on the link above, you'll be asked a few questions as you navigate through five (5) screens.
PRO-TIP: Tour your property first, take photos of damage to your house, then begin the reporting process with your phone so you can easily add photos at Step 4.
You can upload images of the damage from your phone. This is extremely helpful and will save a lot of time.
Note: Uploading pictures saves time by allowing Damage Assessment Coordinators to identify households, apartments, and businesses with MAJOR or DESTROYED levels of damage. Those locations must be visited by Damage Assessment Teams.
STEP 5 (End)
Confirm the information and hit SUBMIT. Remember to select copy you on this report.